THE JAMMU AND KASHMIR DEBTORS RELIEF ACT, 1976
Section 14. Debts in respect of which no application for settlement is made.
Every debt due from a debtor who resides or holds any land within the local area for which a Board is established under section 3 in respect of which no application had been made under section 4 within the period specified in the said section 4, shall be extinguished.
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