The Bankers’ Books Evidence Act, 2026.
Section 3. Conditions for a certified copy.
(1) Every copy of any entry or information of the bankers’ books, maintained in written or physical form, as referred to in sub-clause (i) of clause (c) of sub-section (1) of section 2, shall be accompanied by a certificate stating the following, namely:---
(a) that the said copy is a true and correct copy of such entry or information;
(b) that such entry or information is contained in one of the ordinary books of the bank and was made in the usual and ordinary course of business of the bank;
(c) that such books are still in the custody of the bank, but where the book from which such copy was prepared was destroyed, it was destroyed in the usual course of business of the bank after the date on which the copy had been so prepared;
(d) that such copy itself ensures its accuracy, if that copy was obtained by mechanical or other process; and
(e) such other conditions as may be notified by the Central Government, in such form as specified in the First Schedule.
(2) Every copy of any entry or information of the bankers’ books, maintained in any mode of data storage mechanisms, such as, electronic or digital form or otherwise, as referred to in sub-clause (ii) of clause (c) of sub-section (1) of section 2, shall be accompanied by a certificate stating the following, namely:––
(a) the particulars of the computer system or device involved in the production of the said copy from bankers’ books as may be appropriate for the purpose of showing that the said copy was produced by a computer system or device referred to in clauses (a) to (e) of sub-section (2) of section 7; and
(b) specifying any of the matters to which the conditions mentioned in section 7 relate, in such form as specified in the Second Schedule.
(3) Every certificate referred to in sub-sections (1) and (2) shall bear the date of its issue, be signed or authenticated, either manually or by means of digital or electronic signature in accordance with the provisions of the Information Technology Act, 2000 (21 of 2000), by the branch head or the office head or any other officer of the bank duly authorised by the bank in this behalf, and shall state therein the full name and official designation of the officer so signing or authenticating:
Provided that for the purposes of this section it shall be sufficient for a matter to be stated to the best of the knowledge and belief of the person stating it in the certificates specified in the respective Schedule.
Source: IndiaCode Portal, Legislative Department, Ministry of Law and Justice, Government of India. Open on India Code Check against the official text before relying on it.
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